Mortgage reports
The report carried out by our practice will include the following assessments:
i) Assessment of the risk of subsidence in respect of all trees and shrubs within the potential distance of influencing building structures (excluding drains) at the above site, regardless of ownership of the trees and shrubs.
ii) Assessment of the risk of subsidence for adjacent properties in respect of trees and shrubs growing within the above site.
iii) Assessment of the risk of direct damage (by contact) to built structures excluding drains.
iv) Assessment of the health, condition and safety of the trees included in the report for mortgage purposes.
v) Recommendations on the immediate and future management of the trees, based on my assessment and these guidelines, and on my personal experience as an arboriculturist.
It is a complicated area of reporting due to the complicated nature of the relationship between trees, soils and the uptake of water. The preliminary reports produced are of a predictive nature using assumed information in the first instance when detailed information is unavailable such as the true shrinkable nature of a soil. More detailed reports are available upon request which include for example soil investigations and analysis by special laboratories.